Applying for an Oak House property is easy as pie!
Your cosigner will apply the same way you did. Please have your cosigner follow the instructions above but choose “I am applying as a co-signer/guarantor for another applicant”.
Our application fee is $50 per applicant. Anyone over the age of 18 years old that will be living in the property full-time will need to complete an application and pay an application fee.
Yes, we’ll need an application from anyone over the age of 18 years old that will be living in the property full-time. Even if you and your partner share a credit score, we still need to verify each individual’s criminal and eviction history.
If there are multiple applications on a property and you are not selected to rent it, your application fee will be refunded if you were eliminated before background and credit checks were conducted. However, if you apply for a home and we are not able to offer you a lease because you don’t qualify, unfortunately, we will not be able to refund your application fee. If you apply for a property, are approved but you change your mind and decide not to sign a lease, we also will not be able to refund your application fee. Your application fee can only be refunded up to 30 days after your fee was paid.
We get that life happens and sometimes credit scores take a beating. While we like to see a 650+ credit score, we may be able to work with you if your score is lower but most likely we will need a higher security deposit (as much as 2 x rent) and/or a cosigner with a 650+ credit score. If your credit is low due to unpaid medical bills, student loans, or because of a divorce, we’re more likely able to work with you. If your credit is low due to collections from former landlords or if you have been evicted in the past 7 years, unfortunately, we may not be able to work with you.